Exhibitors

BM Solutions is the Buy to Let brand of Lloyds Banking Group, dedicated to supporting intermediaries and mortgage brokers with award-winning service. As a division of Bank of Scotland plc, BM Solutions offers a range of buy-to-let and let-to-buy mortgage products designed to meet the needs of landlords and property investors. The company is committed to providing valuable resources, including market insights, rental income calculators, and sustainability guidance, to help brokers better serve their clients. With a focus on innovation and collaboration, BM Solutions continues to be a trusted partner in the mortgage industry.

1. Buy-to-Let Mortgages: Designed for landlords looking to purchase or remortgage rental properties.

2. Let-to-Buy Mortgages: Allows homeowners to let out their current property and purchase a new residential home.

3. Product Transfers: Options for existing customers to switch to a new mortgage deal, including fixed-rate options.

4. Portfolio Landlord Mortgages: Specialised products for landlords with multiple properties.

5. Preferential rates for energy efficient properties

Coventry’s expert, knowledgeable people are here to give you the clarity, confidence and reassurance you need to deliver for your customers.

The lender’s commitments to you:

• To give you the information you need when you need it
• To be proactive and helpful in every conversation
• To use tech to speed up common sense, but not replace it
• To recognise that your clients are your clients

The lender’s aim is for every part of your professional world to work together better.

• A range of BTL for individuals and portfolio landlords
• A simple offset, with just one easy-access savings account linked to the mortgage
• An interest-only product range including fixed rate and offset mortgages
• First-time buyer-only rates to help your clients get on the property ladder
• Product transfer rates as good or better than new business rates – all available through brokers

CynQ is a technology company focused on transforming the way property data is accessed, connected, and used across the conveyancing lifecycle. By bringing together fragmented information into a single, intelligent platform, CynQ helps property professionals make faster, better-informed decisions throughout sale, purchase, and remortgage transactions.

Built to support conveyancers, estate agents, lenders, and brokers, CynQ’s technology reduces complexity, improves transparency, and enables more efficient collaboration between parties involved in a transaction. The platform is designed to integrate seamlessly with existing workflows, helping firms minimise delays, manage risk, and deliver a smoother experience for clients.

With a strong emphasis on data accuracy, interoperability, and trust, CynQ aims to modernise the conveyancing process and support a more connected, efficient property ecosystem.

• RealTime Document Sharing
• Collaborative Data Collection
• Faster Progression - Fewer Delays
• A Smarter Better Client Experience

Fleet Mortgages is an intermediary only BTL lender who caters for both professional and semi-professional landlords, on an Individual or Limited Company/LLP basis, for both regular residential properties, HMO’s and Multi Unit Blocks. Fleet was recently acquired by Starling Bank, and are therefore very well positioned to help mortgage advisers grow this area of their business and support their BTL landlord clients with the right solution for their needs.

• Standard Individual Buy to Let Mortgage Range
• HMO/MUFB Buy to Let Mortgage Range
• Limited Company Buy to Let Mortgage Range

Fluent Money are the UK’s largest specialist broker with over 520 staff based in Bolton. We offer a simple referral option for brokers to assist in placing difficult cases in Mortgages, Secured Loans, Equity Release and Bridging and pay generous commissions on all products.

• Mortgages
• Secured loans
• Bridging Finance
• Equity Release

GB Bank is an ambitious UK challenger bank combining retail savings, bespoke property-backed lending and specialist funding lines. We work with customers, brokers, professional investors, entrepreneurs' businesses and non-bank lenders to solve complex funding needs quickly and pragmatically, with the service, flexibility and persvxonal approach often associated with private banks.

• Bridging
• Buy-to-Let
• Asset-backed and Structured Finance

Halifax Intermediaries is committed to providing you with a wide range of products to suit your clients' needs with an award-winning market leading service and an extensive BDM network, to ensure we make it easier for you to do business.

Our innovative product range offers a variety of solutions for first time buyers, home movers and those looking to re-mortgage, including product transfers.

First-Time Buyer Mortgages: Market leading solutions to help first-time buyers get on the property ladder with competitive rates and flexible terms.

Home Mover Mortgages: Designed for clients looking to move to a new home, offering a range of options to suit different needs and circumstances.

Re-Mortgage Solutions: Options for clients looking to switch their mortgage to Halifax for better rates or terms, including product transfers for existing customers.

Green Mortgages: A range of innovative products & resources aimed at supporting customers into sustainable homes.

Further Advances: Additional borrowing options for existing mortgage customers who need extra funds for home improvements or other financial needs

As experts in delivering bespoke broker solutions, InterBay specialises in commercial, semi-commercial, buy to let and bridging.

It looks to say ‘yes’ to complex cases, using a wealth of knowledge and an experienced manual underwriting team to find the right solutions for you.

Underwriters work together with other in-house teams ­– including national specialist finance account managers, real estate and completions ­– to build long-lasting relationships with brokers and partner with them on their high-value, challenging cases.InterBay, along with Precise and Rely, is a specialist le

nding brand of OSB GROUP PLC.

• buy to let mortgage
• bridging and commercial and semi-commercial

Keystone Property Finance is a specialist buy-to-let lender for intermediaries only. Keystone lends to landlords borrowing both personally and through a variety of corporate structures including trading limited companies, SPVs and LLPs. Keystone has established themselves as one of the go-to lenders for brokers who have complex landlord clients that are looking to finance standard buy-to-let properties. As well as those wanting to finance higher-yielding properties such as HMOs and MUFBs. Keystone uses a cloud-based AIP and application system that enables brokers to transact cases quickly and efficiently.

• HMOs - up to 15 beds
• MUFBs up to 15 Units
• Ex-pats
• Holiday Let
• Individuals, Trading Ltd Co, SPVs & LLPs

LendInvest provides reliable, flexible and simple mortgages to homeowners, experienced property investors, portfolio landlords and backs developers to meet the UK's housing demand.

With a broad range of residential and Buy-to-Let mortgages, bridging loans and development finance products, we combine our industry expertise with new technology to make obtaining the right mortgage easier.

• Buy-to-Let
• Residential
• Development Finance
• Bridging

We’re ModaMortgages. We make buy to let…

Smarter.
A smarter, simpler product range supporting all landlords and property types with £ for £ remortgage applications up to 80% gross LTV assessed at pay rate helping affordability, even on short-term fixed rates.

Faster.
Our 100% online application which is stripped back to essentials offering speed of service as well as our quick, consistent instant DIPs and desktop valuations for remortgages on standard properties that meet eligibility.

Simpler.
All underpinned by clear criteria with simple processes for portfolio landlords, no extra forms just a few additional questions to fully understand your application.

• First-time buyers and first-time landlords
• £ for £ remortgage up to 80% gross LTV stressed at pay rate
• Day one remortgages
• Simple layered limited‑company structures accepted where there’s a single connecting layer
• Top slicing

For over 30 years, Paragon Bank has been at the forefront of the buy-to-let market, supporting landlords and brokers through every shift and cycle. We don’t just participate in the market – we shape it. Our expertise, innovation, and commitment to making the complex simple mean we’re always ready to help you and your landlord clients succeed.

• Buy-to-Let
• Product switch
• Further advance
• Refurb-to-let and Multi-property applications

Pauzible is our quick and simple solution enabling landlords to unlock their equity in their properties. Get up to 10% of your property value in cash. Use it straight away, for any business purpose.

A buy to let lending powerhouse, Rely was born to fuel the success of property investors and their brokers through speed, clarity and insight.

Powered by an intuitive technology platform and a team of specialists dedicated to delivering solutions where others fail, its comprehensive offering redefines the lending experience."

Alongside acclaimed specialist lending brands Precise and InterBay, it’s part of OSB GROUP PLC.

Rely on us to give you the winning edge.

• Buy to let Mortgages

Roma Finance love to lend and aim to provide the ‘Borrower First’ experience to those looking to create prosperity from property through learning, collaboration, innovation and integrity. Our approach is to underwrite the borrower before the property and have solutions for a multitude of property project scenarios including auctions, conversions, refurbishments, standard bridging, developer exit, below market value properties and development finance. Our solutions are tailored and available on residential and commercial properties. We can also offer #RomaFLOW; the fast process channel for bridging, auction and light refurbishment cases, designed to be speedy, straightforward and simple.

• Bridging Finance
• Development Finance
• Auction finance
• Refurbishment finance

Starck Uberoi Solicitors is a specialist property law firm comprising five Partners (5 SRA-approved managers) and five branches delivering high-quality residential and commercial conveyancing services. We are accredited on all major buy-to-let (BTL), bridging finance and limited company mortgage lender panels, enabling us to support brokers and clients throughout every stage of the BTL investment process. Our team has extensive experience advising on Companies House requirements, board resolutions and complex corporate property transactions. With dedicated offices managing linked matters seamlessly, we provide an efficient, responsive and commercially minded service to brokers, investors, developers, landlords and property professionals across England and Wales.

• Buy-to-Let Conveyancing – Including limited company BTL transactions and portfolio landlord support.
• Bridging Loan Conveyancing – Fast-paced legal support for bridging and short-term finance transactions.
• Residential & Commercial Conveyancing – Sales purchases remortgages and transfers of equity.
• Leasehold & Title Split Services – Lease extensions - share of freehold - title splits - and deed variations.
• Linked & Complex Transactions – Multi-property and company-based transactions handled across separate offices efficiently.

StrideUp is a UK-based fintech providing a faith-driven alternative to traditional mortgages. They help customers buy, refinance and invest in property through home purchase plans based on co-ownership and leasing instead of lending money with interest.

Regulated by the Financial Conduct Authority, StrideUp combines modern technology with ethical finance principles to make home ownership more accessible, transparent and values-driven for a broad range of customers.

• Home purchase plan
• Buy-to-Let
• Refinancing

The Mortgage Works We offer a wide choice of Buy to Let and Let to Buy mortgages for experienced and first-time landlords. Every broker will have access to an expert Business Development Manager, helping them grow their business.
Products & Features

• No minimum income requirements
• No maximum age for Experienced Landlords at 65% LTV or less. For other applicants or LTVs, maximum age at application is 70 years
• Lower rate taxpayer proposition with 125% interest cover ratio
• Buy to Let and Let to Buy products up to 80% LTV
• Limited Company proposition with products available up to 80% LTV and 125% Interest Cover Ratio
• Portfolio landlords accepted, and no limit on number of properties held
• HMO products available up to 75% LTV
• Green Further Advance products, supporting your clients improve the energy efficiency of their properties
• A personalised Portfolio Review provided after the offer of a portfolio case, to help make the most of your clients’ portfolios.

• Buy-to-Let
• Let to Buy
• Limited Company
• Portfolio landlords
• No minimum personal requirements

Together has been delivering specialist secured lending for more than 47 years, using its wealth of expertise and industry knowledge to consider individual circumstances to find a way to help its customers. All applications are considered on their merits and the commercial product range includes short-term finance, buy-to-let, commercial and semi-commercial mortgages and loans, auction finance and development funding throughout mainland UK.

• Bridging Loans
• Buy-to-Let
• Commercial
• Development Finance
• Personal mortgages & secured loans

At WIS, we believe in doing things differently. We know that applying for a mortgage can be stressful. That's why we've combined expert advice with the power of AI to make the process simple, smart, and stress-free.

Zephyr Homeloans, part of Pepper Advantage, is a specialist buy-to-let lender supporting brokers and landlords with specialist mortgage solutions and hands-on expertise. Whether you’re placing cases for individual landlords or limited companies, our criteria covers a wide range of property types - including HMOs and MUFBs (up to 12 bedrooms/units), flats above commercial, and new builds.

Got a large portfolio? That’s not an issue - there’s no maximum loan size cap or limit on background portfolio. And with experienced BDM support from first conversation through to completion, you’ll have someone on hand to help get cases over the line.

• Specialist BTL lending - individual landlords and limited companies (including subsidiaries)
• Large portfolio specialists – no loan size cap
• Wide range of property types – including HMOs and MUFBs up to 12 bedrooms/units
• Competitive product range – all with no application fee
• Knowledgeable BDMs – support from first conversation to completion